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Griggs Ficklen Insurance
Boat Insurance
Most companies provide limited coverage for property damage for small boats such as canoes and small sail boats or small power boats with less than 25 per hour horse power under a homeowners or renters insurance policy. Coverage is usually about $1,000 or 10% of property coverage. Check with your insurance representative to find out if your boat insurance is adequate.
 
For other boats, you will need to purchase separate boat insurance. The size, type, value of the craft and the water in which you use it factor into how much you will pay for boat insurance coverage.
 
Personal Watercraft
 
Home and auto insurance policies may provide limited coverage for personal watercraft. Talk to us about coverage limits. You may want to consider purchasing boat insurance to protect you and your water vehicle in the event of an accident.
 
The personal watercraft policy covers:
  • bodily injury
  • property damage
  • guest passenger liability
  • medical payments
  • theft
Liability limits start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments.
 
Additional coverage can also be purchased for trailers and other accessories. Please contact us about the type of coverage that would best suit your needs.
 
Insurance coverages to consider:
  • Liability
  • Physical Damage
  • Theft
  • Medical Payments
  • Motor Coverage
  • Trailer Coverage
  • Boat Covers
  • Docking Fenders
  • Communications Devices
Remember, since every boat is unique please make sure you check with us to see if you need any additional coverages or would be eligible for additional discounts.
 

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Boat Insurance
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    Griggs Ficklen Insurance
    Griggs Ficklen Insurance
    110 E Robert Toombs Avenue
    Washington, GA 30673
    (706) 678-2223
    (706) 678-3252
    info@griggsins.com

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